Іпотека (Hypothec) refers to a legal arrangement in which a borrower provides collateral in the form of real estate to secure a loan or mortgage. If the borrower fails to repay the loan, the lender has the right to take possession of the property through a process known as foreclosure. In the context of mortgages, the property itself serves as security for the loan, allowing the borrower to access funds to purchase, build, or improve real estate without having to pay the full amount upfront. The term is commonly used in relation to housing finance, where borrowers receive a mortgage that is secured by the value of the property they are buying. The arrangement involves specified repayment terms and interest rates, and it is a key component of the home-buying process.
Останні дані про ринок нерухомості виявляють несподівані тенденції на ринку іпотечних кредитів, які можуть суттєво вплинути на майбутніх покупців. Під час нещодавнього обіду у Фаєтвіллі, виконавиця из нерухомості з Монтани,…